MTD-Ready · AI-Powered Tax Filing

Your always-on UK tax co-pilot:
plan, track & file with confidence.

Manage tax year-round with AI-powered guidance, real-time dashboards, and MTD-ready filing. Perfect for individuals, sole traders, landlords, and small businesses.

No credit card required UK GDPR compliant 3-month free trial Built by CognoAI

Real-Time Dashboard

See your tax position at a glance — not just once a year

Full MTD Journey

Digital records, quarterly updates & compliant filing

AI Tax Coach

24/7 answers in plain English about your tax situation

Everything you need to stay on top of UK tax

Continuous engagement, not one-off filing. Built for HMRC's digital-first future.

📊

Year-Round Tax Dashboard

Your always-updating tax position at a glance.

  • Real-time Self Assessment, PAYE adjustments, and VAT tracking
  • Timeline view of key dates, expected payments, and cash-flow impact
  • Visual progress indicators showing your MTD-ready status
  • No more waiting until January to know where you stand
🤖

AI Document Assistant

Stop manually entering receipts and statements.

  • Drag-and-drop receipts, bank statements, and landlord statements
  • AI extracts key data and suggests HMRC categories automatically
  • Upload HMRC letters for plain-English explanations
  • Smart suggestions for categorisation and deductions
💬

AI Tax Coach Chat

Get answers in simple language, anytime.

  • Embedded assistant pre-filled with your context
  • Answers questions about UK rules, deadlines, and your situation
  • Guidance — we encourage professional advice for complex cases
  • Available 24/7 for instant help
📈

Scenario Planning & Nudges

Make informed decisions with what-if simulations.

  • “If I earn £X more from my side hustle…” calculations
  • Proactive alerts on hitting VAT thresholds
  • Tax code changes and likely payments on account
  • Plan ahead to minimise tax impact and maximise savings
📋

Full MTD Software Journey

Stay ahead of HMRC's digital transformation.

  • Digital records, quarterly updates, and end-of-period statements
  • Prepared and filed through software — as HMRC requires for MTD
  • Clear explanation of who is in/out of MTD and upcoming thresholds
  • Automatic compliance tracking and readiness alerts
🤝

Collaboration-Ready

Work seamlessly with your accountant or adviser.

  • Secure “share with accountant” read-only access view
  • Export packs for easy collaboration
  • Simple for those who still want professional oversight
  • Lower your accountant fees while staying organised

Get started in minutes, stay on track all year

Simple onboarding, powerful ongoing support.

Tell us about yourself

Quick 60-90 second questionnaire to understand your tax situation and what worries you most.

Connect your records

Upload documents or link your accounts. Our AI extracts and categorises everything automatically.

See your tax position

Instant dashboard showing your current position, upcoming deadlines, and MTD readiness.

Stay on track year-round

Proactive nudges, scenario planning, and AI-powered guidance to stay compliant and minimise tax.

Simple, transparent pricing

No hidden fees. Cancel anytime. Start with 3 months free — upgrade when you are ready to file.

Standard

£3.99/month

billed yearly

Everything you need to stay compliant

  • Year-round tax dashboard
  • Self Assessment
  • Deadline reminders
  • Full MTD software journey
  • Quarterly update support
  • Share with your accountant
Start 3 Months Free

Why DIY Tax Return instead of…

Compare your options.

DIY Tax Return Other Software HMRC Tools Accountant
CostFrom £3.99/mo£10–£20/moFree (basic)£500–£2,000+/year
Designed For You, the taxpayerAccountants, not end usersGeneral taxpayersTheir own workflow
Time RequiredMinutes per weekHours per monthModerateMinimal (wait times)
AI Guidance 24/7 tax coach No AIEmail/call only
Year-round Visibility Real-time dashboardReports on requestAnnual onlyQuarterly at best
MTD Ready Full software journey Varies by productBasic only Expensive
Document Processing AI auto-categorisationMostly manual entryManual entryDone for you
Proactive Alerts Nudges & scenariosBasic remindersBasic remindersPeriodic check-ins

Designed with input from UK tax professionals

Hear from early users and advisers.

“Finally, a tax tool that speaks plain English! The AI coach answered my questions instantly, and I'm no longer terrified of MTD deadlines.”

Sarah M.
Freelance Designer, Manchester

“I was paying my accountant £1,200/year just to organise receipts. Now I do it in minutes with the document assistant.”

James T.
Sole Trader, London

“The real-time dashboard is a game changer. I can see exactly where I stand every week, not just in January. No more surprise tax bills!”

Priya K.
Landlord, Birmingham

Security & privacy as a first-class feature

Your data is protected and never shared for advertising.

🇬🇧

UK GDPR Compliant

Transparent consent management and full user control over your data.

🔒

Bank-Level Encryption

TLS 1.3 in transit, AES-256 at rest. Your financial data is always secure.

🔍

Privacy-Friendly Analytics

No intrusive tracking. Granular cookie controls. Your data stays private.

🚫

No Data Selling

We never share your financial data with third parties for advertising.

☁️

Always Available

Cloud-based with regular backups and 99.9% uptime guarantee.

Expert Insights · Updated Weekly

Tax Tips, MTD Guides & Industry Trends

Stay ahead of HMRC deadlines, avoid costly penalties, and keep your business MTD-compliant with our expert articles.

All MTD HMRC Tax Tips Fraud Prevention Software
MTD

Making Tax Digital in 2026: What Every Sole Trader Needs to Know

From April 2026, HMRC requires all sole traders and landlords earning over £50,000 to keep digital records and submit quarterly updates. Here's your complete guide to getting MTD-ready.

12 Mar 2026 · 6 min read
Read more →
HMRC

How to Avoid HMRC Fines: Late Filing Penalties Explained

Miss the 31 January deadline and you'll face an instant £100 fine — and it only gets worse. Learn the penalty structure and how to set up automatic reminders so you never pay a late fee again.

5 Mar 2026 · 5 min read
Read more →
Tax Tips

10 Legitimate Tax Deductions Most Self-Employed People Miss

From home office costs to mileage allowances, discover the allowable expenses that could reduce your tax bill by hundreds — or even thousands — of pounds each year.

28 Feb 2026 · 7 min read
Read more →
Fraud Prevention

HMRC Scams & Tax Fraud: How to Protect Your Business

Phishing emails, fake refund texts, and bogus HMRC phone calls are at an all-time high. Learn how to spot fraud, report suspicious contact, and keep your tax data safe.

20 Feb 2026 · 5 min read
Read more →
Software

Best MTD-Compatible Software Features to Look For in 2026

Not all tax software is created equal. We break down the must-have features — from HMRC API integration and auto-categorisation to AI tax assistants and real-time dashboards.

14 Feb 2026 · 8 min read
Read more →
Trends

The Future of UK Tax Filing: AI, Automation & Open Banking

From AI-powered receipt scanning to open banking transaction feeds, the UK tax landscape is evolving fast. Here are the trends shaping how we'll file returns by 2028.

7 Feb 2026 · 6 min read
Read more →
MTD

Quarterly Reporting Under MTD: A Step-by-Step Walkthrough

MTD for Income Tax means submitting quarterly updates to HMRC. We walk you through exactly what data is needed, when it's due, and how to submit painlessly using MTD software.

1 Feb 2026 · 7 min read
Read more →
HMRC

Understanding HMRC's Digital Roadmap: What Changes Are Coming?

HMRC's 10-year digitalisation plan affects every UK taxpayer. From the closure of the SA302 to real-time tax accounts, here's what's changing and how to prepare your business.

25 Jan 2026 · 6 min read
Read more →
Fraud Prevention

Anti-Money Laundering for Small Businesses: Your Obligations

Even small businesses can fall foul of AML regulations. Understand your legal obligations, record-keeping requirements, and how to conduct proper due diligence on clients.

18 Jan 2026 · 5 min read
Read more →

Start your 3-month free trial

Takes just 60-90 seconds. No credit card required. See your tax position instantly.

Sign Up Free

Already have an account? Sign in · Questions? Contact us